A well-considered drawdown strategy is one of retirement planning’s key requirements. Here are some of the considerations of well-laid plans.
Wealthy individuals have an enviable dilemma. Their higher financial status frees them from the common concern over whether they have enough funds to sustain them in retirement.
Several online brokers have announced zero-cost trading. What customers aren’t being told is the brokers are now cashing in on offering very low percentages on uninvested cash.
There are a few golden rules in investment, with “If something looks too good to be true, it probably is” being one of them.
The Issue: U.S. Worldwide Income and Transfer Taxation.
The primary issue faced by wealthy non-U.S. residents immigrating to the U.S. is that the U.S. taxes its residents on their worldwide income and estates. For such clients, the prospect of paying U.S. taxes on family wealth earned entirely outside the U.S. prior to immigration is a tough pill to swallow.
Along with the potential for high return comes high risk.
Diversification is a generally accepted principle of sound investing—a portfolio spread out over a variety of market segments and asset classes allows for more predictable returns and less risk. Concentration, on the other hand, takes a decidedly different approach.
Why a globally-diversified portfolio can help you weather the short-term ups and downs of investing.
Nobel Prize-winning economist Harry Markowitz famously called diversification the only “free lunch” in finance.
Bonds vs. Bond Funds: What’s the Better Investment?
Buying individual bonds can expose investors to unnecessary risks.
As fixed-income markets draw investors weary of the turbulent stock market, a common question arises: are bonds or bond funds the better investment?