Achieving optimal allocation is a key investor goal, but what constitutes “optimal” is a diverse variable not only between individuals but often for the same individual over time…
Ways to Minimize Taxation on Highly Appreciated Assets
Capital gains taxes can take a massive bite out of the returns on highly appreciated assets. Capital gains, of course, are the amount by which…
The Benefits and Challenges of Estate Equalization
Estate distributions are about more than money and assets—and wealthy individuals may find it difficult to form a long-term strategy that’s fair to everyone.
Dynasty Trusts and Multi-Generational Planning Can Help Future-Proof Wealth
It’s a sad reality that estrangement and divorce can sour relationships with loved ones and impact family wealth. Taxes can also significantly impact…
Financial Planning for a Longer Life
People are living longer, leaving many with more time than money. Learn why this can be a double-edged sword for the wealthy…
Retirement Planning by the Numbers
Retirement planning offers many options for peace of mind. Spotlighting the 401(k), 403(b), and 457(f) and how a plan manager can help. 401(k)s, 403(b)s, and 457(f)s are vital tools for retirement planners. Some plans are…
Be Dedicated to Your Clients and Everything Will Fall into Place
Michael Silverberg is a Senior Advisor at Lindberg & Ripple. Listen to him speak on the M Financial Podcast “Inside Voices: Be Dedicated to Your Clients and Everything will Fall into Place.”
The Generation-Skipping Tax Exemption and Maximizing Wealth Preservation
It’s important to understand the GST tax (Generation-Skipping Transfer tax) in the context of the Tax Cuts and Jobs Act (TCJA). Since it’s passing, the TCJA has led to significant changes…
Should You Consider Private Placement Life Insurance?
The secret to investing in alternative investments without a supersized tax bite Private Placement Life Insurance (PPLI) products are fast becoming the strategy…
Estate Planning Opportunities with the TCJA: Gift Tax Exemptions
People with large estates have an unprecedented – but temporary – opportunity to transfer a substantial amount of wealth to their loved ones without incurring transfer taxes. Lindberg & Ripple reveals why families should take advantage of these higher gift tax limits now for estate planning.